|The individual mandate will be eliminated under Trumpcare, thus removing one incentive for people to sign up for health insurance.
||Under Obamacare, the individual mandate requires all eligible citizens to have health insurance, which makes coverage affordable nationwide.
|Trump has called for “price transparency” under his plan, the details of which have not yet been released.
||On the marketplaces, consumers can see pricing and coverage information in detail. The ACA has already made great strides regarding price transparency.
|Trump likes the pre-existing condition requirement of the ACA, but coverage for pre-existing conditions may become more expensive under his plan.
||People with pre-existing conditions cannot be denied coverage or charged higher insurance rates under the ACA.
|Trump’s plan may include federal subsidies to help people buy insurance, but these subsidies would be based on age rather than income.
||People who earn up to 4x the federal poverty line can get cost assistance to buy insurance on the marketplace — 85% of people who sign up qualify.
|Trump has proposed block-granting funding to Medicaid, which means states would get a lump sum of federal money to fund their programs as they see fit.
||Current Medicaid funding is based on an open-ended matching system whereby the federal government guarantees at least $1 for every $1 spent by the state.
|Under Trumpcare, people may be able to deduct the full cost of their health insurance premiums from their federal tax returns each year.
||Right now, people can only deduct medical expenses if these costs exceed 10 percent of the household’s adjusted gross income.
|Trump has discussed the idea of allowing people to purchase prescription drugs from foreign countries, which he believes will lower costs.
||There has been bipartisan support for overseas drug importation in the past. As it stands, there are no provisions in the ACA that specifically address this.
|Health Savings Accounts, which are tax-advantaged medical savings accounts, would be bolstered under Trumpcare.
||Health Savings Accounts
||Individuals have the option to use HSAs under Obamacare, but most people don’t because they require high-deductible health plans and significant funding./td>
|Trump wants to remove barriers so that insurance companies can sell across state lines, a move that he believes will spur competition and drive down costs.
||Interstate Insurance Sales
||Current laws, including complex regulatory and licensing issues, keep insurers state-bound because states have different needs for their insureds.